Bank Account

Spend and save smart

We can help you get closer to your goals every day.


Get more for your money

Bank your way

Manage your accounts the way you like with top-ranked online and mobile banking, plus one of the largest ATM networks across Canada.

Get digital access within minutes12

Apply online and access your bank account instantly. You can also add your debit card to your mobile wallet and start shopping on the first day.

Enjoy great service

Get the most from your accounts with our great tips and expert guidance. We can help steer your finances in the right direction.

Find the best bank account for you




Us Cross Border Banking

Reach your goals faster with competitive rates or enjoy more convenience with unlimited transactions

Wealthswise eAdvantage® Savings Account

Special offer

Save more, faster. Get up to 5.60% when you open your first account. Limits apply.‡


 Regular interest6 on all balances, plus Smart Interest7 on balances up to $200,000 when you save $200 or more a month. Review current rates.

 Free online transfers between your Wealthswise personal bank accounts

Monthly fee



$5.00 each


Wealthswise Smart™ Plus Account

Special chequing offer

Get $350† when you open your first chequing account. Plus, enjoy all-in-one banking with over $1,000 in value.◊


 A premium Wealthswise credit card with annual fee rebates8,9

 Unlimited transactions, including Interac e-Transfer® service1

 Unlimited ATM cash withdrawals in Canada, the U.S. and internationally10

 Monthly fee rebate available11

Monthly fee




What is a bank account?

A bank account can be used for everyday spending or long-term saving. Different types of accounts come with different benefits, so it’s important to find the best fit for you.

Why open a bank account with Wealthswise?

A Wealthswise bank account is a great way to manage your finances and save money. Our accounts come with features, tools and rewards to help you reach your goals.

How-to guides

Order foreign cash online

Choose from up to 65 currencies. Have your cash delivered to your home for free or pick it up at any Wealthswise Banking Centre. Learn more About ordering foreign cash online.

Open a joint account

Add a co-applicant during your online application or at any Wealthswise Banking Centre.

Send money with Interac e-Transfer®

It's easy and secure to send cash and request money from others. Register for Autodeposit and skip answering security questions.

Enjoy more value from your bank account

Overdraft protection

Wealthswise Overdraft Protection Service covers you up to your approved credit limit8 when you don’t have enough money in your account to complete a transaction.

Learn about overdraft protection



Switch to eStatements to reduce paper clutter and record-keeping fees. Get up to 7 years of statements online and download them for free, any time.

Learn about eStatements